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Chapter 13 Bankruptcy

If you have stable and regular income and your debts fall within federal guidelines, a Chapter 13 bankruptcy may allow you to keep assets such as your home or car while you enter a repayment plan. Filing for Chapter 13 Bankruptcy will halt any foreclosure proceedings and collections efforts allowing you time catch up on payments. The bankruptcy court will determine a reasonable monthly debt payment amount based on its evaluation of your household budget. Repayment plans typically take 3-5 years to complete and the bankruptcy stays on your credit for 7 years.

Some other debt help or debt relief alternatives to Chapter 13 Bankruptcy are:

• Debt Settlement
• Debt Negotiation
• Credit Card Debt
• Debt Management
• Debt Consolidation Program
• Consumer Credit Counseling
• Chapter 7 Bankruptcy

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